区块链在跨境电商支付中的应用.doc

PAGEIV摘要随着现代互联网与信息技术的发展，传统的贸易形式已经被改变，新型贸易形式----电子商务不断发展起来，也就是通过互联网网络的贸易加物流的模式，而作为整个交易买卖中不能缺少的一部分——电子支付，对它模式的需要也在相应的不断改变。最近区块链技术现身于大众眼前，它通过它的自身分布式节点模式对网络信息进行记录，很大程度上提高了跨境电商支付的安全性，优化了整个跨境电商支付交易的流程，开拓了跨境电商不断前进的道路，不过区块链技术在跨境电商支付中的应用还需要更加深入地探索，才能再更进一步促进跨境电商的发展。本文集中阐述了区块链、跨境电商、跨境电商电子支付的相关概念及其理论研究，显示出基于区块链的电子支付共享理论的优势，根据跨境电商电子支付现有的模式分析出不足之处，列举了新型跨境电商支付的特征并做出了具体应用分析，最后提出新型跨境电商支付将面临的挑战，也就其解决对策提出了一些个人看法。本文主要创新体现在基于区块链的新型跨境电商支付模式，在具体分析上的运行规则，流程转变和信用统一，最后阐述要发展完善所面临的挑战。关键词：电子支付区块链跨境电子商务应用研究ABSTRACTWiththedevelopmentofmodernInternetandinformationtechnology,haschangedthetraditionaltradeform,newformoftrade,electroniccommercedevelopment,tradeandlogistics,thatis,throughtheInternetnetworkmodel,andasawholecannotlackofpartoftransactions,electronicpayment,theneedforitsmodelalsounceasinglyinthecorrespondingchange.Blockchaintechnologyrecentlyappearedinfrontofmass,itbyitsowndistributednodemodelfornetworkinformationrecords,greatlyimprovethecross-borderelectricitypaymentsecurity,optimizetheprocessoftheentirecross-borderelectricitypaymenttransaction,expandthecross-borderelectricitywayforwardcontinuously,butblockchaintechnologyapplicationincross-borderelectricitypaymentneedmorein-depthexploration,tofurtherpromotethedevelopmentofcross-borderelectricityagain.Thispaperbeginswiththedevelopmentofelectronicpaymentasthestartingpointtostudy,onthetheoreticallevel,cross-borderelectronicpaymentmodeanditsapplicationarediscussed,andthemainproblemsexistinginthecurrentcross-borderelectronicpaymentareanalyzed.Thispaperfocusesontherelatedconceptsandtheoreticalresearchofblockchain,cross-bordere-commerce,cross-bordere-commercee-payment,showingtheadvantagesofthetheoryofelectronicpaymentsharingbasedonblockchain,analyzingtheshortcomingsaccordingtotheexistingmodelofcross-bo