区块链在跨境电商支付中的应用.doc

IV摘要随着现代互联网与信息技术的发展传统的贸易形式已经被改变新型贸易形式----电子商务不断发展起来也就是通过互联网网络的贸易加物流的模式而作为整个交易买卖中不能缺少的一部分——电子支付对它模式的需要也在相应的不断改变。最近区块链技术现身于大众眼前它通过它的自身分布式节点模式对网络信息进行记录很大程度上提高了跨境电商支付的安全性优化了整个跨境电商支付交易的流程开拓了跨境电商不断前进的道路不过区块链技术在跨境电商支付中的应用还需要更加深入地探索才能再更进一步促进跨境电商的发展。本文集中阐述了区块链、跨境电商、跨境电商电子支付的相关概念及其理论研究显示出基于区块链的电子支付共享理论的优势根据跨境电商电子支付现有的模式分析出不足之处列举了新型跨境电商支付的特征并做出了具体应用分析最后提出新型跨境电商支付将面临的挑战也就其解决对策提出了一些个人看法。本文主要创新体现在基于区块链的新型跨境电商支付模式在具体分析上的运行规则流程转变和信用统一最后阐述要发展完善所面临的挑战。关键词：电子支付区块链跨境电子商务应用研究ABSTRACTWiththedevelopmentofmodernInternetandinformationtechnologyhaschangedthetraditionaltradeformnewformoftradeelectroniccommercedevelopmenttradeandlogisticsthatisthroughtheInternetnetworkmodelandasawholecannotlackofpartoftransactionselectronicpaymenttheneedforitsmodelalsounceasinglyinthecorrespondingchange.Blockchaintechnologyrecentlyappearedinfrontofmassitbyitsowndistributednodemodelfornetworkinformationrecordsgreatlyimprovethecross-borderelectricitypaymentsecurityoptimizetheprocessoftheentirecross-borderelectricitypaymenttransactionexpandthecross-borderelectricitywayforwardcontinuouslybutblockchaintechnologyapplicationincross-borderelectricitypaymentneedmorein-depthexplorationtofurtherpromotethedevelopmentofcross-borderelectricityagain.Thispaperbeginswiththedevelopmentofelectronicpaymentasthestartingpointtostudyonthetheoreticallevelcross-borderelectronicpaymentmodeanditsapplicationarediscussedandthemainproblemsexistinginthecurrentcross-borderelectronicpaymentareanalyzed.Thispaperfocusesontherelatedconceptsandtheoreticalresearchofblockchaincross-bordere-commercecross-bordere-commercee-paymentshowingtheadvantagesofthetheoryofelectronicpaymentsharingbasedonblockchainanalyzingtheshortcomingsaccordingtotheexistingmodelofcross-bordere-commercee-paymentenumeratingthecharacteristicsofnewcross-bordere-com