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英语四级仔细阅读练习与答案Notallriskslendthemselvestobeingcoveredbyinsurance.Broadlyspeaking,theordinaryrisksofbusinessandspeculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsatthepricesofferedisnotofakindthatcanbestatisticallyestimated—andriskscanonlybeinsuredagainstiftheycanbesoestimated.Thelegalbasisofallinsuranceisthe"policy".Thisistheprintedformofcontractonpaperofthebestquality.Itstatesthatinreturnfortheregularpaymentbytheinsuredofanamedsumofmoney,calledthe"premium"(保险费),whichisusuallypaideveryyear,theinsurerwillpayasumofmoneyorcompensationforloss,iftheriskoreventinsuredagainstactuallyhappens.Thewordingofpolicies,particularlyinmarineinsurance,oftenseemsveryold-fashioned,butthereisasoundreasonforthis.Overalargenumberofyearsmanylawcaseshavebeenbroughttoclearupthemeaningofdoubtfulphrasesinpolicies.Thelawcourts,intheirjudgments,havegiventhesephrasesadefiniteandindisputablemeaning,andtoavoidfuturedisputesthephraseshavecontinuedtobeusedinpoliciesevenwhentheyhavepassedoutofnormaluseinspeech.26.Accordingtothispassage,insuranceispossiblebecause______.A.everyoneatsometimesufferslossB.onlyasmallproportionoftheinsuredsufferlossC.nearlyeveryonesufferslossD.onlyinsuredpeoplesufferloss27.By"thepoolofcontributions"thewritermeans______.A.moneypaidbytheinsuredB.moneypaidbytheinsurersC.thecostofadministeringinsuranceD.theamountofadministeringinsurance28.Theinsuranceofordinarybusinessrisksisnotpossiblebecause______.A.businesswillnotbuyinsuranceB.therisksaretoohighC.theriskscannotbeestimatedD.thepremiumswouldbetoohigh29.Old-fashionedwordingissometimesusedininsurancepoliciesbecause______.A.insuranceisold-fashionedB.insurancehasexistedforalongtimeC.itenablesordinarypeopletounderstanditD.themeaningofsuchwordinghasbeenagreedupon30.Thewriterofthispassageseemstothinkthatinsuranceis______.A.aformofgamblingB.awayofmakingmoneyquicklyC.old-fashionedD.usefulandnecessary参考答案:26.B27.A28.C29.D30.D