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【英语】英语阅读理解(人生百味)模拟试题一、高中英语阅读理解人生百味类1.阅读理解Richcountriesareracingtodematerialisepayments.Theyneedtodomoretopreparefortheside-effects.Forthepast3,000years,whenpeoplethoughtofmoneytheythoughtofcash.Overthepastdecade,however,digitalpaymentshavetakenoff—tappingyourplasticonaterminalorswipingasmartphonehasbecomenormal.Nowthisrevolutionisabouttoturncashintoanendangeredspeciesinsomericheconomies.Thatwillmaketheeconomymoreefficient—butitalsocausesnewproblemsthatcouldholdbackthetransition(转型).Countriesareremovingcashatvaryingspeeds.InSwedenthenumberofretailcashtransactionperpersonhasfallenby80%inthepasttenyears.Americaisperhapsadecadebehind.Outsidetherichworld,cashisstillking.Buteventhereitsleadingroleisbeingchallenged.InChinadigitalpaymentsrosefrom4%ofallpaymentsin2012to34%in2017.Cashisdyingoutbecauseoftwoforces.Oneisdemand—youngerconsumerswantpaymentsystemsthatplugeasilyintotheirdigitallives.Butequallyimportantisthatsupplierssuchasbanksandtechfirms(indevelopedmarkets)andtelecomscompanies(inemergingones)aredevelopingfast,easy-to-usepaymenttechnologiesfromwhichtheycanpulldataandpocketfees.Thereisahighcosttorunningtheinfrastructurebehindthecasheconomy—ATMs,vanscarryingnotes,tellerswhoacceptcoins.Mostfinancialfirmsarekeentoabandonit,ordiscourageold-fashionedcustomerswithheavyfees.Inthemain,theprospectofacashlesseconomyisexcellentnews.Cashisinefficient.Whenpaymentsdematerialise,peopleandshopsarelessopentotheft.Italsocreatesacredithistory,helpingconsumersborrow.Yetsetagainstthesebenefitsareacoupleofworries.Electronicpaymentsystemsmayrisktechnicalfailures,powerfailureandcyber-attacks.Inacashlesseconomythepoor,theelderlyandcountryfolkmaybeleftbehind.Andadigitalsystemcouldletgovernmentswatchoverpeople'sshoppinghabitsandprivatemultinationalsexploittheirpersonaldata.(1)Somerichcountriesaretryingto.A.dematerializemoneyB.getridoftheside-effectsofcashC.maketheeconomymoreefficientbyprotectingendangeredspeciesD.promotepaymentwithoutpapermoneyorcoins(2)Inparagraph3,severalcountriesaremention