科技型小微企业融资问题研究.docx

摘要科技型小微企业在我国的国民经济和社会的发展中发挥着至关重要的作用。。想要让国民经济平稳较快发展就应当增进科技型小微企业的成长。总而言之，增进其发展影响着民生和社的会稳定。但是，由于融资渠道受到多方面原因的限制，融资问题在企业的发展壮大中成为首要问题。尽管，中央及时出台的相关政策措施,在各方面加大了对小微企业的扶持力度，使其经营环境得到了改善，但是前途依然艰辛坎坷。怎样提高并解决科技型小微企业的融资效率，成为目前社会经济发展不可推卸的任务。这篇文章就以我国科技型小微企业融资近况作为钻研布景，根据我国金融市场近况、存在的问题,有目标的阐发了当前科技型小企业融资难的根本原因,而且参照发达国家和地区融资系统的成功经验,找到可以或许办理如今融资窘境的路子,从企业的自身和外部环境提出解决策略,希望能为科技型小微企业的融资题目供给一点建设性的启示。关键词:科技型小企业，融资实践，融资对策AbstractBasingontheSmallandmedium-sizedenterprises,ScienceandTechnologyplayaveryimportantroleinnationaleconomyandsocialdevelopment.PromotingScienceandTechnologybasedsmes'developmentistheimportantbasistomaintainstableandrapideconomiedevelopment.Thelivelihoodandsocialstabilityudertakeisamajorstrategictask.Butduetolimitedfinancingchannels,theyhavebeenfacingproblemsonraisingmoneyforalongtime.Luckilyourcentralgovernmenthascarriedoutsomerelevantpoliciesandmeasurestoincreasetaxation,creditandothersupportingefforts.TheScienceandTechnologybasedSMES"businessenvironmenthasbeengreatlyimprovedandtheproductionandoperationoftheSMEShaveneverbeenpositivelychanged,butthefutureoftheScienceandTechnologybasedSMESisstillverygrim.HowtoimprovetheefficiencyofSMESfinancingandtosolvetheproblemsoffinancialsupportisbecominganimportantissueinthepresentsocialandeconomic.Combiningtheactualityandexistingproblemsofourfinancialmarket,thethesisanalysesthemaincauseswhichleadtotheScienceandTechnologybasedsmes'financingdifficulties.TheresearchbackgroundofthethesisisthecurrentsituationoftheScienceandTechnologybasedSMES.Thewaystosolvethepresentfinancialdifficultiesisthroughdrawingonthesuccessfulexperienceofthedevelopedarea.Thethesistakesforwardsforthemeasurefromthemacrotomicrolevels.WehopethatitwillprovidesomesolutionstothoseproblemsfortheScienceandTechnologybasedSMESfina