论我国个人破产制度的构建 （终稿）.docx

PAGE\*MERGEFORMAT22论我国个人破产制度的构建摘要：目前，我国只有《企业破产法》，而没有关于个人破产或个人债务免除的相关法律制度，因此，我国的破产法也被称为“半部破产法”、“不完整的破产法”。但近年来，建立我国个人破产制度的呼声越来越高，在2019年初，最高人民法院亦曾提出“研究推动建立个人破产制度”。而在九月份时，温州市更是出现了我国进行个人债务集中清理试点工作的首个案例。在此背景下，本文围绕我国个人破产制度的构建的问题，分别从个人破产的定义和类型、个人破产制度建立的必要性和可行性、破产和解制度、债务免除以及失权和复权等方面展开研究。关键词：个人破产制度、债务免除、破产和解、失权、复权OntheConstructionofPersonalBankruptcySysteminChinaAbstract:Atpresent,ChinahasonlytheEnterpriseBankruptcyLaw,butthereisnorelevantlegalsystemaboutindividualbankruptcyorpersonaldebtcancellation.Therefore,thebankruptcylawofourcountryisalsocalled＂halfbankruptcylaw＂and＂incompletebankruptcylaw＂.Butinrecentyears,thevoiceofestablishingtheindividualbankruptcysysteminourcountryhasbeenincreasing.Inearly2019,theSupremepeople＇sCourtalsoputforward＂researchtopromotetheestablishmentofindividualbankruptcysystem＂.AndinSeptember,WenzhouCityisthefirstcaseofChina＇spersonaldebtcentralizedclean-uppilotwork.Inthiscontext,thispaperfocusesontheconstructionofpersonalbankruptcysysteminChina,andstudiesthedefinitionandtypeofpersonalbankruptcy,thenecessityandfeasibilityoftheestablishmentofpersonalbankruptcysystem,bankruptcysettlementsystem,debtrelief,lossofrightsandrestorationofrights,etc.Keywords:personalbankruptcysystem,debtforgiveness,bankruptcyreconciliation,lossofrights,reinstatement目录TOC\o"1-3"\h\uHYPERLINK\l"_Toc27129"第一章绪论PAGEREF_Toc271296HYPERLINK\l"_Toc5250"1.1.研究背景和意义PAGEREF_Toc52506HYPERLINK\l"_Toc17365"1.1.1.研究背景PAGEREF_Toc173656HYPERLINK\l"_Toc11460"1.1.2.研究意义PAGEREF_Toc114606HYPERLINK\l"_Toc16943"1.2.文献综述PAGEREF_Toc169437HYPERLINK\l"_Toc12923"1.2.1.国内研究PAGEREF_Toc129237HYPERLINK\l"_Toc11361"1.2.2.国外研究PAGEREF_Toc113617HYPERLINK\l"_Toc2303"1.3.研究思路和研究方法