农村小额信贷可持续发展研究.doc

农村小额信贷可持续发展研究摘要：随着我国建设新农村步伐加快，我国农村小额信贷发展面临着新的发展形势。本文分析了农村小额信贷在农村发展过程中，所起到的作用，同时分析了农村小额信贷存在的缺陷和不足，并针对具体问题，提出了一些参考性对策。关键词：农村；小额信贷；可持续发展StudyonthesustainabledevelopmentofruralmicrofinanceAbstract:withthedevelopmentofthenewruralconstructioninourcountrytospeedupthepace,thedevelopmentofruralmicrofinanceinChinaisfacedwiththenewsituation.Thispaperanalyzestheruralmicro-creditinruraldevelopmentprocess,therole,alsoanalyzesthedefectsandshortcomingsoftheruralmicrofinance,andaccordingtothespecificproblems,andputsforwardsomesolutionsforreference.Keywords:ruralmicrofinance;sustainabledevelopment;目录TOC\o"1-2"\h\z\uHYPERLINK\l"_Toc349798035"绪论PAGEREF_Toc349798035\h1HYPERLINK\l"_Toc349798036"第一章概念综述PAGEREF_Toc349798036\h2HYPERLINK\l"_Toc349798037"1.1小额信贷的可持续发展PAGEREF_Toc349798037\h2HYPERLINK\l"_Toc349798038"1.2小额信贷财务可持续发展问题PAGEREF_Toc349798038\h2HYPERLINK\l"_Toc349798039"第二章我国农村小额信贷的特点、作用和现状PAGEREF_Toc349798039\h4HYPERLINK\l"_Toc349798040"2.1农村信用社小额信贷的特点PAGEREF_Toc349798040\h4HYPERLINK\l"_Toc349798041"2.2农村信用社小额信贷的作用PAGEREF_Toc349798041\h4HYPERLINK\l"_Toc349798042"2.3农村小额信贷现状分析PAGEREF_Toc349798042\h6HYPERLINK\l"_Toc349798043"第三章我国农村小额贷款的缺陷分析PAGEREF_Toc349798043\h8HYPERLINK\l"_Toc349798044"3.1需求与供给方面PAGEREF_Toc349798044\h8HYPERLINK\l"_Toc349798045"3.2政府方面PAGEREF_Toc349798045\h12HYPERLINK\l"_Toc349798046"3.3农户方面PAGEREF_Toc349798046\h12HYPERLINK\l"_Toc349798047"3.4形成农村小额信贷问题的原因分析PAGEREF_Toc349798047\h16HYPERLINK\l"_Toc349798048"第四章尤努斯“乡村银行”的实践对我国启示PAGEREF_Toc349798048\h18HYPERLINK\l"_Toc349798049"4.1“乡村银行”概述PAGEREF_Toc349798049\h18HYPERLINK\l"_Toc349798050"4.2“乡村银行”对我国启示PAGEREF_Toc349798050\h20HYPE