经济常态下中小企业融资问题研究.doc

经济常态下中小企业融资问题研究摘要随着进入经济新长态的环境下中小企业已经进入了一种困境他们的发展是非常的缓慢的并且实力是非常的差的并且所能够承受的风险也是非常小的为了更好的让中小企业进行发展必须出台相关的法律法规使得他们能够更好的去进行在经济的市场上进行融资。这样的话他们就能够有充值充足的资金进行发展自己。通过大量的数据分析得出我国大约有。我国的30%的中小企业都是通过没有充足的资金没有办法去使自己的企业进行运转下去从而导致了自己企业倒闭在新常态的状况下应该对中小企业融资的问题进行研究这样更好的去是中小企业进行发展。通过在前言的部分更好的研究了为什么进行研究本课题。在本文的第二章介绍了中小企业发展及经济新常态的概述通过这一章的分析我们能够更好的去了解中小企业的重要性以及新常态的情况。通过对这些问题的研究我们更好的针对问题找到更好的解决的解决的办法。关键词：中小企业；融资；新常态AbstractWiththecontinuousdevelopmentofeconomysmallandmedium-sizedenterprisesinChina'seconomicdevelopmenthasanimportantpositionontheroadinthepasttwoyearsChina'seconomyisfacingdownwardpressure.InthiseconomicsituationthefinancingproblemofSMEsisevenworse.providingjobsforthecommunitytoeasethecontradictionofemploymentprovidesmanyjobsbutinthedevelopmentofsmallandmedium-sizedenterpriseslackoffundsfinancingchannelsfinancingdifficultproblemhasplaguedtheenterprisebecomeabottleneckthedevelopmentofsmallandmedium-sizedenterprisesforalongtimebutitsdevelopmentisbeingaffectedbyfundingconstraintssolvethefinancingproblemofSMEsisimminent.Thereforewereanalyzedfromthethreeaspectsofthenationalmacroeconomicpolicyandfinancialsystemthequalityoftheenterpriseitselfthesmallandmedium-sizedenterprisesofourcountrysocialfinancialsystemisnotperfectcreditguaranteeisnotmaturethesmallandmedium-sizedenterpriseinformationasymmetryitssystemisnotperfectlowcreditaremainlyfactorscausingthefinancingdifficultiesofsmallandmedium-sizedenterprises.AndonthebasisofforeignexperiencecombinedwithChina'snationalconditionsputforwardfromthesmallandmedium-sizedenterprisesandeffectivelyimprovetheoverallqualityofenterprisesandacceleratetheestablishmentofsoundmanagementsystemandmechanismofSMEsfinancingsupportmulti-levelall-roundandperfectimprovethefinancingofsmallandmediumenterprisesin