预览加载中，请您耐心等待几秒...

主观社会地位与家庭风险资产配置——基于CFPS数据的实证研究.docx

预览
1/2
2/2

在线预览结束，喜欢就下载吧，查找使用更方便

下载提示 文本预览

如果您无法下载资料，请参考说明：

1、部分资料下载需要金币，请确保您的账户上有足够的金币

2、已购买过的文档，再次下载不重复扣费

3、资料包下载后请先用软件解压，在使用对应软件打开

主观社会地位与家庭风险资产配置——基于CFPS数据的实证研究 Title:SubjectiveSocialStatusandFamilyRiskAssetAllocation:AnEmpiricalStudyBasedonCFPSdata Abstract: ThispaperaimstoexaminetherelationshipbetweensubjectivesocialstatusandfamilyriskassetallocationusingdatafromtheChinaFamilyPanelStudies(CFPS).Subjectivesocialstatusreflectsanindividual'sperceptionoftheirpositioninthesocialhierarchy,whichmayinfluencetheirfinancialdecisions,includingassetallocation.UsingasampleoffamiliesfromCFPS,weanalyzehowsubjectivesocialstatusaffectstheallocationofriskyassetsinahousehold'sportfolio.Theempiricalresultsprovideinsightsintotherelationshipbetweensubjectivesocialstatusandfamilyfinancialdecision-making,highlightingtheimportanceofunderstandingthesubjectivefactorsthatinfluenceinvestmentchoices. 1.Introduction 1.1Backgroundandsignificance 1.2Researchobjectives 1.3Researchframework 2.Literaturereview 2.1Subjectivesocialstatusandfinancialbehavior 2.2Familyriskassetallocationdecisions 2.3Existingresearchgaps 3.Methodology 3.1Datasourceandsampleselection 3.2Variablesandmeasurement 3.3Statisticalanalysisapproach 4.Resultsandanalysis 4.1Descriptivestatistics 4.2Correlationanalysis 4.3Regressionanalysis 5.Discussionandinterpretationofresults 5.1Effectofsubjectivesocialstatusonriskassetallocation 5.2Factorsinfluencingsubjectivesocialstatusandriskassetallocation 5.3Potentialmechanismsunderlyingtherelationship 5.4Implicationsforfinancialdecision-makingandpolicy 6.Limitationsandfutureresearchdirections 6.1Datalimitations 6.2Methodologicallimitations 6.3Suggestionsforfutureresearch 7.Conclusion 7.1Summaryoffindings 7.2Contributionsandimplications 7.3Suggestionsforpolicyandpractice Inconclusion,thisstudyempiricallyexaminestherelationshipbetweensubjectivesocialstatusandfamilyriskassetallocationusingCFPSdata.Thefindingsprovideevidencethatsubjectivesocialstatusinfluencestheallocationofriskyassetsinafamily'sportfolio.Understandingthesubjectivefactorsthatshapeinvestmentdecisionsiscrucialforfinancialadvisors,policymakers,andindividual