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养老保险基金支出对居民消费影响的实证研究.docx

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养老保险基金支出对居民消费影响的实证研究 Title:TheEmpiricalStudyontheImpactofPensionFundExpenditureonHouseholdConsumption Abstract: Withtheincreasingagingpopulationandthecontinuousgrowthofthepensionfund,ithasbecomeessentialtoexaminetherelationshipbetweenpensionfundexpenditureandhouseholdconsumption.Thispaperaimstoprovideanempiricalanalysisoftheimpactofpensionfundexpenditureonhouseholdconsumption.Weconductacomprehensivereviewoftherelevantliterature,analyzeandsummarizetheempiricalevidenceavailable.Theresultsindicatethatpensionfundexpenditurehasasignificantpositiveeffectonhouseholdconsumption,andvariousfactors,suchaswealthdistribution,demographiccharacteristics,andsocialsecuritysystemdesign,havemoderatingeffectsonthisrelationship. Keywords:pensionfundexpenditure,householdconsumption,agingpopulation,empiricalanalysis Introduction: Theagingpopulationposessignificantchallengestosocialsecuritysystemsworldwide,particularlyintermsofpensionexpenditures.Asacrucialcomponentofthesocialsecuritysystem,thepensionfundplaysapivotalroleinensuringthewell-beingandfinancialsecurityoftheelderlypopulation.Thispaperaimstoexplorehowpensionfundexpenditureinfluenceshouseholdconsumption,sheddinglightonpolicyimplicationsfordecision-makers. LiteratureReview: Severalstudieshaveinvestigatedtherelationshipbetweenpensionfundexpenditureandhouseholdconsumption.CristiniandKappeler(2019)foundapositivecorrelationbetweenpensionfundexpenditureandhouseholdconsumptionintheEuropeanUnioncountries.Similarly,Chenetal.(2020)examinedtheimpactoftheChinesepensionschemeonhouseholdconsumption,suggestingasignificantpositiveeffect.Thesestudiesprovideafoundationforfurtherresearchinthisarea. Methodology: Toexaminetheimpactofpensionfundexpenditureonhouseholdconsumption,weutilizeanempiricalanalysisbasedonaregressionmodel.Weusepaneldatafromarepresentativesampleofhouseholdsandcontrolforvariousfactorsthatmightinfluencebothpensionfundexpenditureandhouseholdconsumption,suchasincome,age,educationlevel,andwealthdistribution. Results: Ourempiricalanaly