对我国保障性住房的建设和运行机制研究.doc

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南昌工程学院
毕业设计(论文)

系（院）专业

毕业设计（论文）题目对我国保障性住房的建设和运行机制研
究

学生姓名

班级

学号

指导教师

完成日期年月日

对我国保障性住房的建设和运行机制研究

OnChina'saffordablehousingconstructionandoperatingmechanismresearch

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南昌工程学院本(专)科毕业设计(论文)

摘要

住房是人类赖以生存的衣、食、住、行等基本生活要素之一。改革开放以来我国的住房建设和住房改革取得了重大成就，随着土地资源的日益紧缺，近年来城市房价的不断攀升，城市中低收入群体住房难问题十分突出，成为影响社会稳定的重要因素，对构建和谐社会十分不利。为缓解住房难，保障人的基本居住权，国家陆续出台住房保障政策，开始大规模建设保障性住房。
住房保障制度应涵盖廉租房、经济适用房及住房公积金三个方面制度。由于起步晚，发展慢，仍然很不成熟，使得住房保障制度没有发挥其应有的作用，应完善财税金融配套政策来促进住房保障制度的实施。本文分析了住房保障制度存在的问题，并提出了相关措施。

关键词：居住权；保障制度；问题；对策

Abstract
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Abstract
Thehousingisthesurvivalofthehumanclothing,food,shelter,andotherbasicelementsoflife.SincethefoundingofnewChina'shousingconstructionandhousingreformhasmadeagreatachievement.Butinrecentyearswiththeincreasingshortageoflandresources,cityhousepricesrising,citylow-incomegrouphousingfacesdifficultproblem.Itisinthiscontext,ourcountryinsuccessiontoimprovehousingsecuritypolicies,beganlarge-scaleconstructionofaffordablehousing.
Inordertorealizethesocialjustice,thegovernmentmusttakeeffectivemeasurestohelplow-incomepeopletosolvethehousingproblem.Ourcountryispreliminaryformedtheurbanhousingsecuritysystem,includinglowrenthousing,affordablehousingandhousingaccumulationfundsysteminthreeaspects.Thecurrenthousingsecuritysystemtosolvethehousingproblemsoflow-incomefamilieshasplayedalargerrole,butbecausestartlate,progressisslow,isstillnotmature,therearemoreproblems,thehousingsecuritydidnotplayitsduerole,toacertainextentevenworsenexistinghousingproblemchild.Especiallyinthefinancialfield,thereisnocorrespondingpoliciestopromotetheimplementationofhousingsecuritysystem.Whilesomeforeigndevelopedcountriesduetoearlyimplementationofhousingsecuritysystem,thesystemisrelativelyperfect,therearemanyworthyofourstudyandreference.Sohowtocombinetheactualconditionsofourcountry,buildasuitableconditionsrelativetoimprovetheurbanhousingsecuritysystem,isthecurrenturgentneedtosolveamajorproblem.

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