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大学英语四级作文积累练习及范文1.现在人们使用自动取款机存取钱比较普遍2.使用自动取款机给人们带来很多方便,但也有其弊端3.你的建议参考范文:ATMisnotfreshtocityresidents.Youcanfindatleastonesuchmachineinbanks.Andnow,itisspreadinginmostruralareasofChina.ItisacommonphenomenonforpeopletowithdrawordepositmoneythroughtheATM.ATMhashelpedbothbankclerksandtheircustomersgreatly.Foronething,itpartlyfreestheclerksfromheavywork.Foranotherthing,itprovidescustomerswithmorespeedyandaround-the-clockservice.But,ATMcanbeimperfect.Firstofall,youcan’twithdrawasmuchmoneyasyouwant.FivethousandYuanisthemaximumsumyoucangetdaily.Secondly,therearerisksforcustomerswhowithdrawmoneyfromATM.Theymaysufferlossesfromtheft,robberyortheirowncarelessness.Ithinkthefollowingtipscanavoidmosttroubles.First,withdrawalargesumofmoneythroughbankclerkservice.Secondly,makesuretheplacewhereATMwasinstalledissafeenough.Thirdly,keepsecretofpasswordandremembertogetyourcardback.Finally,getacompanionwhenyouuseATMatnight.大学英语四级作文积累练习二:1.金融危机给各行各业都造成了一定影响2.金融危机对大学生造成何种影响3.作为大学生,应怎样应对这种影响参考范文:EffectsofFinancialCrisisonCollegeStudentsSincethefinancialcrisisswepttheworld,theglobaleconomyhassunkintoasevererecession.It'shardtogetthroughadaywithouthearingorreadingnewsaboutthedevastatingeffectsofthecrisis:Aworldofcompaniesgobankrupt,millionsofemployeesarelaidoff,high-returninvestmentbubblesburst,andhugesumsofloanscanneverberetrieved.Itsimpactonourdailylifecanbefeltinallwalksoflife.Collegestudentsinevitablyfallvictimtothispervasiveslumpaswell.Ontopofthat,internshipsandjobvacanciesarereducedtotheminimumascompanieskeepshrinking.Newgraduatesfindthemselveshardtogetajob,nottospeakofasatisfactoryone.Whatcomesnext?Poorstudentswillbehard-pressediftheyfindstudentloansunavailableanymore.Asaresult,someevencannotaffordtocontinuetheirstudies.Lastly,morestudentsareprobablyoutthereanxiouslylookingforpart-timejobsnowthattheyhavetohelpcovertheirexpensesinthisgloomyeconomy.Theirinnocenceandeagernessmightbetakenadvantageofbysomemaliciousbusinesspeople,orevencriminalgang.Inresponsetothesethreats,westudentsmustactpro