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托福考试作文 托福考试作文【题目】Isitbettertoenjoyyourmoneywhenyouearnitorisitbettertosaveyourmoneyforsometimeinthefuture?Usespecificreasonsandexamplestosupportyouropinion.【范文】Everyonemustworktolive,butmanypeoplearefortunateenoughtomakemoremoneythantheyimmediatelyneed.Whatshouldtheydowiththisextraincome?Whileitistemptingforpeopletospenditallonthingstheydesire,Ibelieveitisbettertosaveatleastaportionoftheextraincomeforthefuture.Bysavingmoney,peoplegivethemselvesmoresecurity.Theycannotpredictthefuture;perhapsonedaytheywillbejobless.Atatimelikethistheirsavingscansparethemagreatdealofsufferingandhelptoseethemthroughthehardtime.Inaddition,savingmoneyallowspeopletobuildupalargersum.Theycanthenbuysomethingmoreworthwhilethanthesmallthingstheycanbutiftheyspendthemoneyrightaway.Forexample,theymaybeabletobuyahousewiththeirsavings.Finally,thepracticeofsavinghelpspeopledevelopthehabitofsettinggoalsandplanningfortheirfuture.Inthiswaytheyareboundtoleadmoremeaningfulandsuccessfullives.Mostpeoplewouldliketoenjoytheirmoneyimmediately.Nobodylikestowaitforthethingsthathewants.However,ifwelearntosaveourmoney,wecangainmoreadvantagesinthefuture.Wewillleadmoresecureand,thus,happierlives.Wewillalsobeabletobuythethingswetrulywantbutcannotaffordrightnow.存钱的好处【译文】每个人都必须工作以求生存,但是有许多人很幸运,能够赚得比他们立即需要的还要多的钱。他们应该如何处理这些额外的收入呢?尽管把钱全花在自己想买的东西上是很诱人的,但我认为最好至少把一部分的额外收入存起来,以备将来之需。通过存钱,人们能获得更多的安全感。未来是无法预测的,或许有一天我们会失业。碰到像这样的情况,存款可以让我们免去许多痛苦,帮助我们渡过难关。此外,存钱可以使人积累较多的钱,可以用于买更有价值的东西,比马上把钱花掉所能买到的东西更有用。例如,我们可以用存款买房子。最后,存钱能帮助我们培养设定目标及为未来作计划的习惯。如此一来,我们一定会过着更有意义并且更成功的生活。大部分的人会想要马上享用手边的钱。没有人想等到以后再买想要的东西。然而,如果我们学会存钱,未来可以获得更多的好处。我们将过着更有安全感而且更快乐的生活。我们也能购买我们真正想要但现在无法负担的东西。【注释】immediatelyadv.立刻extraadj.额外的dowith处理temptingadj.诱人的portionn.部分securityn.安全感predictv.预测savingsn.(pl.)存款sparev.免除seethrough帮助…度过inaddition此外buildup增加sumn.金钱rightaway立即practicen.习惯beboundto+V.一定leada….life过…生活meaningfuladj.有意义的secureadj.安全的affordv.负担得起